Terms of Service

Introduction

These Terms of Service ("Terms") govern your use of the TGM Panel platform, including:

• The TGM Panels website ("Website")
• The TGM Panels mobile application ("App")
• Participation in surveys and research programs ("Services")

By using our Services, you agree to these Terms. If you do not agree, please do not use our Services.

1. Eligibility

To use our Services, you must:

• Be 18 years of age or older
• Meet specific panel requirements (geographic location, etc.)
• Provide accurate registration information

2. Registration

When registering, you must:

• Provide true, correct, and complete information
• Keep your login credentials confidential
• Keep your profile information updated
• Be responsible for all activity under your account

We reserve the right to suspend or terminate accounts with false information.

3. Survey Participation

General Conditions

• Participation is voluntary
• You may exit a survey at any time
• You must provide honest and thoughtful responses

Quality Requirements

We may disqualify responses showing:

• Speeding (completing too quickly)
• Straightlining (same answer repeatedly)
• Inconsistent or contradictory responses
• Bot or automated completion

4. Points & Rewards

Earning Points

You earn points by successfully completing surveys. Points are:

• Not currency and have no cash value
• Non-transferable
• Personal to your account

Forfeiture

You forfeit all points if:

• You breach these Terms
• Your account is terminated
• You request account deletion
• Your account is inactive for 6 months

Taxes

You are responsible for any taxes arising from rewards received.

5. Mobile Application

App License

We grant you a limited, non-exclusive, non-transferable license to use the App on your personal device.

Requirements

• Compatible device and operating system
• Internet connection
• Acceptance of these Terms and Privacy Policy

Updates

We may release updates that are required to continue using the Service. You are responsible for keeping the App updated.

Push Notifications

The App may send push notifications for survey invitations. You can disable notifications in device settings.

6. Prohibited Activities

You agree NOT to:

7. Intellectual Property

All materials on our platform (text, graphics, logos, software) are protected by intellectual property rights owned by or licensed to TGM.

You are NOT granted any license to use, copy, or distribute our content without permission.

8. Termination

By You

You may delete your account at any time through account settings or by contacting us.

By Us

We may suspend or terminate your account if you:

• Breach these Terms
• Engage in fraudulent activity
• Provide false information
• Are inactive for 12 consecutive months

Effect of Termination

• You forfeit all points and unredeemed rewards
• Your panel membership is cancelled
• Your access to the Service ceases immediately

9. Limitation of Liability

To the extent permitted by law:

• The Service is provided "AS IS" without warranties
• We do not guarantee any minimum number of surveys
• We are not liable for indirect or consequential damages
• Our maximum liability is limited to incentives owed for completed surveys

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